Area Compliance Officer
-Florida/ -Georgia/ Seattle, WA

The Area Compliance Officer is responsible for the execution of a comprehensive anti-money laundering compliance program based on law(s) applicable across the region. This position would be responsible to comply in accordance with the Bank Secrecy Act (“BSA”), the Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism (“USA PATRIOT Act”), other applicable federal, state, local and foreign anti-money laundering laws, and the economic sanctions laws overseen by the Office of Foreign Assets Control (“OFAC”) of the Department of the Treasury, and their implementing regulations (collectively, “AML Laws”), The Department of Treasury Code Federal Regulation Title 31 : Money and Finance, Subtitle B Regulations Relating to Money and Finance, Chapter I Monetary Offices, Department of the Treasury, Part 103, stipulates a risk program designed to detect AML and/ or terrorist activity.

  • Provide direct Agent Oversight ensuring:
    • On-going compliance exercises: Agent Compliance Review analysis and training
    • Perform Special Program Reviews: Title 31 Examinations, Investigations, Subpoenas, Agent Re-documentations and other duties as assigned
  • Collaborates with other departments (e.g., Risk Management, Sales, etc.) to direct compliance issues for investigations and resolutions.
  • Address and ensure proper reporting of violations or potential violations to Regional Compliance Officer
  • Able to document and present confidential findings to internal departments
  • Report suspicious and/or unusual activity as required by anti-money laundering laws, including identification, escalation and monitoring the misuse of money service business products by agents or consumers
  • May work cross-functionally with many areas within the organization
  • Able to make  independent work-related decisions based on company policies and procedures
  • Ability to work in a culturally diverse and changing environment
  • Fluency in English and Spanish or required language (written and spoken) is required
  • Ability to work well independently to complete tasks with minimal supervision.
  • Knowledge of applicable federal, State and local laws, BSA anti-money laundering compliance requirements for money services businesses
  • Experience working with anti-money laundering issues and/or in the financial services industry would be highly advantageous.
  • Demonstrated problem analysis skills, preferably in relation to identifying suspicious or fraudulent activity.
  • Has a strong attention to detail and a strong demonstrated problem analysis skills
  • Capability to communicate effectively and professionally with all levels of the organization, both oral and written
  • Possess strong computer skills: Microsoft Office Suite including Excel, Word, Access and PowerPoint, operating systems and database tools.
  • Ability to commit to and demonstrate the Corporate Values: Integrity, Passion, Service Teamwork, Excellence and Competitiveness.
  • Demonstrate ability to meet deadlines
  • Will be required to travel 50 – 75 % of the time.
  • Bachelor’s degree or equivalent work experience.
  • A minimum of 1 year experience in compliance, risk management, or banking